Think Positive

Have you ever thought of quitting? Wondering why everything that is happening seems against your dreams?
I am telling you, you are not alone.

Recently, I have attended a series of training for a financial institution. I need to learn other financial skills in order to become a better wisdom-giver to everyone.

During the training I met a very jolly guy. Let's just call him Frankie. At first, I can't understand why he is always making fun of every discussion (in a positive way). He makes everyone laugh (I'm serious during training but I can't stop laughing because of this guy).

I attended the fourth day of training at a different training site, in Alabang. when I entered the room, to my surprise I saw him. I sat beside him and immediately he started a conversation. When we had a lunch break, he asked if i want to eat with him, i said "oo naman" (yes ofcourse).

While we are having lunch, i brought out my interrogation skills. I asked him some questions.  He told me that he is also a nurse like me. He has stopped practicing for some months now because of the bad working condition. He worked as a private nurse for a couple of weeks and decided to stop because his client punched him on the face.

He graduated on 2006, took the board exam on the same year but failed. He took the exam again the following year and luckily he passed. After that he worked as a volunteer nurse in a public hospital in their hometown in Misamis. He also tried working under RNHEALS, a government project employing nurses to their hometown.

After jumping from one hospital to another, he realized that there's still no improvement to his financial standing. He decided to try his luck in Manila. He was employed in a public Hospital in Tondo. When his contract expired he tried to apply in a call center company. He told me that they didn't accept him. I asked him why. He said while laughing, "mahirap pag may Bisayan accent!" I told him "Bisayas are fluent in English, maybe it's really not for you."  After his application in the call center company, he decided to work as a private nurse where he resigned after three weeks when his client punched him.

I feel so bad for him. He is on the early 30's but until now he is financially lost. I can feel that he has so much dreams for his family but luck is really not on his favor. He is really hardworking and despite everything that happened to him, his motivation has kept him standing proud.

I asked him straight to the point, "what keeps you going?" His answer blew me away. He told me that "kung itutuloy ko lang ng itutuloy ang pagtakbo kahit anong mangyari, hindi natin alam, baka malapit na pala ako sa finish line." (if I will keep on running and running no matter what happens, we'll never know. I might be few steps away from the finish line.)

I know and I will pray that this guy will find his real success in life. We have to believe that someday, everything that is happening will be in line with our dreams. We just have to stay focused and we have to persevere no matter what happens.

Success consists of going from failure to failure without loss of enthusiasm.

Preparing For Your Future Financially

Thinking about our future seems to be very difficult, most especially when we are dealing with the health, death and retirement. What about several years from now or ten years from now? What if something happens to me or to my family?

We need to address several end of life issues not tomorrow, not after ten years. We have to deal with it today in order to provide your family a safety net in case of disaster. As we are building our financial foundation through our job or business, it is very vital to protect our assets and family against life’s uncertainties.

Probably you own a home or you have your own car and most likely, you have them insured. But have you ever thought that the most important thing you have is not the roof over your head or what’s parked in the driveway? It’s you and your family.

There are several investments and life protection instruments that could go hand in hand in order to ensure that your family or loved ones will be able to bear the difficulty of your loss.

Let me help you plan for you and your family’s financial security.